DENIED BY THE BANK?
You May Still Have Mortgage Options
We help self-employed borrowers, real estate investors, and borrowers with unique income situations explore alternative mortgage solutions, including Non-QM, DSCR, and Bank Statement loans.
20+ Years of Mortgage Experience
• Non-QM • DSCR • Bank Statement • Investor Loans
NON-QM • DSCR • BANK STATEMENT • INVESTOR LOANS • PRIVATE MONEY • 2nd MORTGAGE
Who We Help
Provident REI Group Inc helps borrowers who may not fit traditional bank guidelines explore Non-QM, DSCR, Bank Statement, and alternative mortgage solutions.
Self-Employed Borrowers
Business owners and self-employed borrowers who may not qualify using traditional tax return income.
1099 Contractors
Independent contractors and 1099 earners who need alternative income documentation options.
Real Estate Investors
Investors looking for DSCR, rental income-based, or private money loan options for investment properties.
Bank-Denied Borrowers
Borrowers denied by a bank because of income, credit, documentation, or complex loan scenarios.
Loan Solutions
Provident REI Group Inc offers specialized mortgage solutions for borrowers with unique financial situations.
Why Work With Us
20+ Years of Expertise
With over two decades of experience in California, we have navigated the complexities of Non-QM and alternative lending to help thousands of borrowers secure their homes.
Personalized Scenario Reviews
We don't just look at your credit score; we analyze your unique financial situation to find the most viable mortgage path forward.
Alternative Lending Solutions
From DSCR investor loans to Bank Statement and Private Hard Money options, we provide a comprehensive range of solutions tailored to your needs.
Get a Free Loan Scenario Review
Ready to explore your mortgage options? Fill out the form below and We will contact you within 24 hours to discuss your loan scenario.
Frequently Asked Questions
What are Non-QM loans?
Non-QM loans are mortgage options for borrowers who may not fit traditional agency guidelines. These programs may help self-employed borrowers, real estate investors, and borrowers with unique income or documentation situations explore alternative financing options.
How do DSCR loans work?
DSCR loans are primarily designed for real estate investors. Instead of relying mainly on traditional personal income documentation, DSCR programs generally review the rental income potential of the property compared to the property’s housing expenses.
What is a Bank Statement loan?
A Bank Statement loan may allow self-employed borrowers or business owners to use personal or business bank statements as alternative income documentation instead of relying only on traditional tax return income.
Are there alternative mortgage solutions for investors?
Yes. Real estate investors may be able to explore DSCR, Non-QM, Bank Statement, or private money loan options depending on the property, loan purpose, credit profile, and overall scenario.
How do I know if I qualify for a Non-QM loan?
The best way to find out is to request a loan scenario review. We review your credit profile, income documentation, property details, loan purpose, and overall scenario to determine which loan options may be available.
Contact Us
Have you been denied by a bank or told you do not qualify?
Contact Provident REI Group Inc for a free 10-minute loan scenario review. We help self-employed borrowers, real estate investors, and borrowers with unique income situations explore Non-QM, DSCR, Bank Statement, and alternative mortgage solutions.
Location
Based in California • Serving California and Nationwide Borrowers
processprgi@gmail.com
Phone
+1 (951) 220-2703
Compliance & Legal Disclaimer
All loans are subject to lender approval. Not all borrowers will qualify. This is not a commitment to lend. Loan programs, rates, terms, and guidelines are subject to change without notice. Provident REI Group Inc is a mortgage brokerage. All mortgage loan applications are subject to credit, income, asset, and property review.